Insurance Services


Fast, Flexible, Easy Insurance Solutions

Commodore Insurance specializes in General Liability for all construction related needs.  

  • Home Builders

  • Foundation

  • Framing 

  • Grading

  • Excavation

  • Pools 

  • B Licensed Remodeling Contractors

  • Handyman

  • Janitorial and Carpet Cleaning

  • Electrical

  • Plumbing

  • Painting

  • Drywall

  • Floor Covering

  • Heating and Air Conditioning

  • Landscaping/Lawn Maintenance

  • Concrete and Masonry

  • Tile, Stone, Marble, Mosaic, or Terrazzo

  • And MORE


General Liability

In addition to the security of an A XV carrier, the Commodore Insurance General Liability programs offers unparalleled flexibility.  Tailor your clients policies exactly to their needs and budget; such as: an occurrence policy with an option for Prior Works Buy-Back, Additional Insured Endorsements with Completed Operations for both Residential and Commercial, Defense outside the limits and MORE.  These programs provide the options your clients needs and the ease of our market changing Easy Online Rater.

Construction and contracting occupations involve some of the most diverse and risky work. Examples such as homebuilders, drywall installation or kitchen cabinets in homes could cause an your client to be held liable for the products that cause physical harm. Contracting and construction business owners rely on General Liability Insurance to address these risks. This type of insurance can offer lawsuit coverage for accidents, injuries, and some work mistakes.  This protection can be invaluable in helping a contracting business survive an otherwise expensive setback.

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Small Artisan Contractors Program

  • A XV Rated Carrier

  • NO New Construction Exclusion

  • Minimum Premium $300

  • Minimum Premium $500 [No Sunset]​

  • Fees starting at $150

  • Prior Works Buyback

  • Defense Outside the Limits Available

  • On-Line Rating and Application

  • Additional Insured Endorsement WITH Completed Operations for BOTH Residential and Commercial  

  • One Page Renewal Application

  • No Acord Apps OR Supplementals

  • No Loss Runs required

  • Competitive Rates for all 28 classes

  • Financing at all premium levels

  • New Ventures Acceptable

  • Up to $2.5 Million in Receipts

  • Primary Wording & Waiver of Subrogation at no additional charge

  • Occurence Form CG 00 01 12 07

  • Remodel Work on Condominiums

  • New Residential and Commercial Artisans

  • Up to 50% in Sub Costs

  • Optional 25% Credit for 100% service/repair work

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Small - Midsize Homebuilders & More

  • A XV Rated Carrier

  • Over 51 classifications

  • homebuilders, foundation, framing, grading, excavation, and pools

  • Minimum premiums as low as $500

  • Occurrence (ISO) policy forms on ALL Policies

  • Prior Works Buyback

  • Defense Outside the limits Available

  • Limits up to $1MM/$2MM/$2MM

  • Low deductible options starting at $500

  • Competitive rates and low fees

  • Priced on NET Sales

  • Sunset options are available but not required

  • Online Rating and Application

  • One Page Renewal Application

  • No Loss Runs required

  • Additional Insured endorsements available for Ongoing Operations, Primary Wording, Waiver of Subrogation, and Completed Operations (Individual or Blanket basis)

  • Fees starting at $150

  • New Ventures Acceptable

  • Financing at all premium levels


A Bit About Us

Unparalleled Insurance Services

Commodore Insurance Services, Inc. (Commodore) is a California corporation that operates as a Managing General Agency and Program Manager. Since incorporating in 1990, Commodore has developed an expertise in the production and underwriting of insurance products for businesses across the West Coast.  Our focus is on providing top level insurance products to our clients while striving to make it easy to do business for our brokers.


Our dedicated staff of insurance and technology professionals are focused on providing a first-class customer experience with outstanding customer service all in a secure environment for small businesses. Try us and find out why we have continued to be successful for more than 27 years and are recognized as the trusted leader in small business insurance

Commodore's success is measured through the eyes of our brokers and insureds,  not ours. The true measure of our success is when our established brokers return with their next insured or recommend Commodore to others. Our goal is developing long-term relationships – with our brokers, our insureds, our employees and the markets which we work to support.

  • Our Agility: We help brokers navigate the unique requirements of each insured's needs.

  • Our People: We expect excellence and integrity while rewarding positive results.

  • Our Reputation: Built on success, one insured at a time and without compromise.

  • Our Relationships: Built on trust, leading to true partnerships and improving the results for our markets and shareholders.

  • Our Commitment: To be known as insured-focused, best in class MGA. 

These qualities distinguish Commodore Insurance as an ideal partner. Our unique expertise and commitment to total client satisfaction is what makes us a preferred partner for your enterprise.


Get In Touch

2700 Ygnacio Valley Road Suite 190 Walnut Creek, CA 94598

License# 0799348